Commercial Storm Restoration

Storm-breached roof on multi-tenant office building — affects multiple tenants on multiple floors via water intrusion through ceiling assemblies. Coordination across tenants on access timing, scope-by-tenant billing, common-area work sequencing. Roof leak interior water mitigation, ceiling tile replacement, attic insulation work, carpet drying or replacement.

Restaurant storm damage — combined exterior damage (broken windows, fallen tree on patio) plus interior water intrusion plus often electrical compromise. Health Department considerations for reopening if any cooking equipment or food storage affected. Phased scope to allow partial reopening as soon as possible. Hotel storm damage affecting multiple guest rooms — room block management to coordinate displaced guest accommodations, prioritization of highest-revenue room categories for rapid restoration.

Industrial and warehouse storm damage — typically large square footage with specialized equipment considerations. Equipment damage assessment by manufacturer-authorized service providers (we coordinate timing). Inventory damage documentation for contents coverage claims. Coordination with logistics partners on inventory salvage or replacement.

Commercial property policies typically pair with Business Interruption (BI) coverage paying lost income during closure period. We provide BI carrier with restoration timeline data (affected square footage tracking, operational disruption documentation) for income replacement calculation. Some businesses carry Extra Expense coverage for temporary relocation costs and Civil Authority coverage for closures mandated by external authority (fire marshal, emergency declaration).

Property scope billed to property carrier directly. We work with all major commercial carriers — Chubb Commercial, Travelers, Liberty Mutual Commercial, AIG Commercial, The Hartford, CNA, Zurich, Cincinnati Insurance. Coordination with franchise corporates on brand-spec reconstruction matching where applicable.