Homeowner Resources
Restoration & Insurance Guides
In-depth, plain-English guides for Fairfield County, CT and Westchester County, NY homeowners. Written by IICRC-certified founder Raf Volkov — the same information insurance adjusters reference, explained clearly and honestly.
Connecticut Water Damage Insurance Claim Guide
Complete step-by-step homeowner guide. 10-step process, what's covered, mold sublimits, deductibles, carrier notes for Chubb / Pure / AIG / State Farm + 4 more, 25 FAQs.
Read guideIICRC Standards Explained for Homeowners
Plain-English explainers for the three IICRC published standards your contractor should follow — S500 (water), S520 (mold), S700 (fire & smoke). Verification checklists included.
Read guideWater Damage Cost Calculator (CT + NY)
Free Xactimate-style cost estimator localized to Fairfield and Westchester. Transparent multipliers, no email required.
Read guideDirect Insurance Billing — 18 Carrier Wall
Every carrier we bill directly, organized by tier (HNW / National / Regional). 6-step billing process, adjuster-grade documentation, real billed claims.
Read guideNeed an answer not in the guides? Call directly — 24/7 emergency line.
(203) 604-2474Damage Doesn't Wait — Neither Do We
60-minute response. Free estimate. We handle your insurance claim.
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